:root {
  --navy: #0F2340;
  --navy-deep: #081931;
  --gold: #C9A24B;
  --gold-light: #DDBB6E;
  --grey: #4A5568;
  --off-white: #F6F4EF;
  --white: #FFFFFF;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

body {
  font-family: Arial, Helvetica, sans-serif;
  color: var(--navy);
  background: var(--white);
  line-height: 1.65;
}

img { max-width: 100%; display: block; }

.container { max-width: 1140px; margin: 0 auto; padding: 0 24px; }

/* Header */
header {
  background: var(--navy-deep);
  border-bottom: 2px solid var(--gold);
  position: sticky;
  top: 0;
  z-index: 100;
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 24px;
  max-width: 1140px;
  margin: 0 auto;
}
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; }
.brand img { height: 54px; width: auto; }
nav { display: flex; gap: 6px; flex-wrap: wrap; }
nav a {
  color: var(--white);
  text-decoration: none;
  font-size: 15px;
  letter-spacing: 0.4px;
  padding: 10px 16px;
  border-radius: 4px;
  transition: background 0.2s, color 0.2s;
}
nav a:hover { color: var(--gold-light); }
nav a.active { color: var(--gold); font-weight: bold; }
nav a.cta {
  background: var(--gold);
  color: var(--navy-deep);
  font-weight: bold;
}
nav a.cta:hover { background: var(--gold-light); color: var(--navy-deep); }

/* Hero */
.hero { background: var(--navy-deep); color: var(--white); }
.hero-img img { width: 100%; height: auto; }
.hero-band { padding: 42px 0 50px; text-align: center; }
.hero-band h1 { font-size: 40px; letter-spacing: 0.5px; margin-bottom: 12px; }
.hero-band h1 span { color: var(--gold); }
.hero-band p {
  color: #C9D2E0;
  max-width: 760px;
  margin: 0 auto 28px;
  font-size: 18px;
}
.btn {
  display: inline-block;
  background: var(--gold);
  color: var(--navy-deep);
  font-weight: bold;
  font-size: 16px;
  letter-spacing: 0.5px;
  padding: 14px 34px;
  border-radius: 4px;
  text-decoration: none;
  border: none;
  cursor: pointer;
  transition: background 0.2s;
}
.btn:hover { background: var(--gold-light); }
.btn.ghost {
  background: transparent;
  color: var(--gold);
  border: 1.5px solid var(--gold);
  margin-left: 12px;
}
.btn.ghost:hover { background: rgba(201,162,75,0.12); }

/* Page hero (inner pages) */
.page-hero {
  background: var(--navy-deep);
  color: var(--white);
  padding: 52px 0;
  border-bottom: 2px solid var(--gold);
  text-align: center;
}
.page-hero h1 { font-size: 34px; margin-bottom: 10px; }
.page-hero p { color: #C9D2E0; max-width: 720px; margin: 0 auto; font-size: 17px; }

/* Sections */
section { padding: 64px 0; }
section.alt { background: var(--off-white); }
.section-label {
  color: var(--gold);
  font-weight: bold;
  font-size: 13px;
  letter-spacing: 2px;
  text-transform: uppercase;
  margin-bottom: 8px;
}
h2 { font-size: 28px; margin-bottom: 18px; }
h3 { font-size: 20px; margin-bottom: 10px; }
.lead { font-size: 17px; color: var(--grey); max-width: 820px; }

/* Pillars */
.pillars {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(230px, 1fr));
  gap: 22px;
  margin-top: 36px;
}
.pillar {
  background: var(--white);
  border-top: 3px solid var(--gold);
  box-shadow: 0 2px 10px rgba(8,25,49,0.08);
  border-radius: 6px;
  padding: 26px 22px;
}
.pillar h3 { font-size: 16px; letter-spacing: 0.5px; text-transform: uppercase; }
.pillar p { font-size: 14.5px; color: var(--grey); }

/* Sector grid */
.sector-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 24px;
  margin-top: 36px;
}
.sector-card {
  border-radius: 6px;
  overflow: hidden;
  box-shadow: 0 3px 14px rgba(8,25,49,0.12);
  background: var(--white);
}
.sector-card img { width: 100%; height: auto; }
.sector-card .cap { padding: 14px 18px; }
.sector-card .cap h3 { font-size: 16px; margin-bottom: 4px; }
.sector-card .cap p { font-size: 13.5px; color: var(--grey); }

/* Service blocks */
.svc {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
  padding: 56px 0;
  border-bottom: 1px solid #E4E0D6;
}
.svc:last-of-type { border-bottom: none; }
.svc img { border-radius: 6px; box-shadow: 0 4px 18px rgba(8,25,49,0.16); }
.svc ul { margin: 14px 0 0 20px; }
.svc li { margin-bottom: 8px; color: var(--grey); }
.svc li strong { color: var(--navy); }
.svc p { color: var(--grey); }
.svc .note {
  background: var(--off-white);
  border-left: 3px solid var(--gold);
  padding: 14px 18px;
  margin-top: 16px;
  font-size: 14.5px;
  border-radius: 0 6px 6px 0;
}
@media (max-width: 820px) {
  .svc { grid-template-columns: 1fr; gap: 26px; }
  .hero-band h1 { font-size: 30px; }
}

/* Benefit chips */
.chips { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 16px; }
.chip {
  background: var(--navy);
  color: var(--white);
  font-size: 13.5px;
  padding: 7px 14px;
  border-radius: 20px;
}
.chip span { color: var(--gold); font-weight: bold; }

/* CTA band */
.cta-band {
  background: var(--navy);
  color: var(--white);
  text-align: center;
  padding: 56px 24px;
}
.cta-band h2 { color: var(--white); }
.cta-band p { color: #C9D2E0; max-width: 640px; margin: 0 auto 26px; }

/* Contact form */
.form-wrap {
  max-width: 640px;
  margin: 0 auto;
  background: var(--white);
  border-radius: 8px;
  box-shadow: 0 4px 18px rgba(8,25,49,0.12);
  padding: 40px;
}
label { display: block; font-weight: bold; font-size: 14px; margin: 18px 0 6px; }
input, select, textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid #C6CBD4;
  border-radius: 4px;
  font-family: inherit;
  font-size: 15px;
  color: var(--navy);
}
input:focus, select:focus, textarea:focus {
  outline: 2px solid var(--gold);
  border-color: var(--gold);
}
textarea { min-height: 140px; resize: vertical; }
.form-wrap .btn { margin-top: 26px; width: 100%; }
.privacy-note { font-size: 13px; color: var(--grey); margin-top: 14px; text-align: center; }

/* Footer */
footer {
  background: var(--navy-deep);
  color: #9AA6B8;
  padding: 36px 24px;
  border-top: 2px solid var(--gold);
  text-align: center;
  font-size: 13.5px;
}
footer .strap { color: var(--gold); font-weight: bold; font-size: 15px; margin-bottom: 10px; }
footer nav { justify-content: center; margin-bottom: 14px; }
footer nav a { font-size: 13.5px; padding: 4px 10px; }

/* Package grid (Martyn's Law pricing) */
.pkg-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 22px;
  margin-top: 36px;
}
.pkg {
  background: var(--white);
  border: 1px solid #E4E0D6;
  border-top: 3px solid var(--gold);
  border-radius: 6px;
  padding: 26px 24px;
  display: flex;
  flex-direction: column;
}
.pkg.feature {
  background: var(--navy);
  border-color: var(--navy);
}
.pkg h3 { font-size: 16px; letter-spacing: 0.4px; text-transform: uppercase; margin-bottom: 6px; }
.pkg.feature h3 { color: var(--white); }
.pkg .price {
  font-size: 30px;
  font-weight: bold;
  color: var(--navy);
  margin-bottom: 12px;
  line-height: 1.2;
}
.pkg.feature .price { color: var(--gold); }
.pkg .price span { font-size: 15px; font-weight: normal; color: var(--grey); }
.pkg.feature .price span { color: #C9D2E0; }
.pkg p { font-size: 14.5px; color: var(--grey); margin: 0; }
.pkg.feature p { color: #C9D2E0; }

/* Footer legal line */
footer .legal { margin: 10px auto; max-width: 620px; line-height: 1.7; }
footer .legal a { color: #9AA6B8; }
footer .legal a:hover { color: var(--gold-light); }

/* Advisory / frontline split cards */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-top: 36px;
}
.split-card {
  background: var(--white);
  border-top: 3px solid var(--gold);
  box-shadow: 0 3px 14px rgba(8,25,49,0.10);
  border-radius: 6px;
  padding: 30px 26px;
  display: flex;
  flex-direction: column;
}
.split-card h3 { font-size: 18px; letter-spacing: 0.4px; text-transform: uppercase; }
.split-card p { color: var(--grey); font-size: 15px; flex-grow: 1; margin-bottom: 20px; }
.split-card .btn.ghost { margin-left: 0; align-self: flex-start; }
@media (max-width: 820px) {
  .split { grid-template-columns: 1fr; }
}